Health Insurance – now that the Federal Government has made it mandatory for everyone to be covered with a plan for health insurance there are a lot of us, at least those of us who need to find a plan, who have questions as to how all this works. In a nut shell, everyone needs to be covered one way or another, the government program has a specific enrollment period for the average person (there are exceptions if you qualify), and there are various considerations as to what you need to do to enroll and what tax credit assistance you might qualify for. You also need to be aware what the monetary penalty is for not being covered for the tax year you’re in. This can be done through the government’s web site or, you can get in touch with H&R Block and they have folks who are in the know and can assist you with your questions, finding a plan that fits your needs, reviewing your income status in regards to tax credits you might be eligible for, and actually getting you into a program that fits your requirements.
You can call H&R Block at 1-800 HR Block (800-472-5625) and talk to a Licensed Health Care Advisor who will help you in estimating your household’s eligibility for the Advance Premium Tax Credit, provide information about the affordable health plans in your area and help you choose a plan that best fits your needs, and who will help you finalize your enrollment in a health insurance plan. For a beginning idea of what your circumstances permit you can also visit them on line at their “Online Health Insurance Marketplace” web site where you can see how to estimate your eligibility for the tax credit and view plans in your area.
H&R Block has a special day set aside on Thursday, January 8th, 2015, where interested parties can walk into any of their nationwide offices and get a reasonable idea of what they need to do to find an Affordable Care Act program. No appointment is necessary but it would probably be appreciated if you could make one, both for your time and theirs.
For this area’s communities the local office is at 128 East Locust Street (Main Street) in Fairbury and their phone number is 815-692- 4477.
H&R Block is also an excellent source for your income tax preparation and they offer an extensive array of services when it comes to getting that tedious job done while you are able to realize, with confidence, that you have had all your entitled deductions taken into account and that the amount you pay is only what you really owe. With today’s tax laws many a person has found that it is well worth their while to have the experts run the numbers on their financial situation and circumstances and you have an automatic assistant in an audit situation should it come to that.
We’re entering a new era of government involvement with the health care requirements and the tax codes that apply to all of our earnings, or lack there of, so don’t get caught short and let the people who make a living doing just that do it for you. Peace of mind is a very good thing to have when all is said and done.